Blog Posts

RRSPs: Much Ado About Nothing?

Saturday, October 08, 2011 by Ken Robinson
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Maximizing RRSP or IPP contributions has long been considered an obvious investment axiom. However, you have to be wary of the rules of thumb, and in the case of the choice of investing through an RRSP or IPP vs investing corporately there are many variables that can impact on reaching the right decision.
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The Purification of a Corporation

Tuesday, July 12, 2011 by Stino Scaletta
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Successful businesses that operate in a corporate structure can find situations where excess cash/investments can create adverse tax consequences because the shares of a company may not qualify for the capital gains exemption either on the sale of the shares by the individual or on the death of the shareholder.
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Income Splitting With Spousal Loans

Thursday, March 18, 2010 by Kim Drever
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Spousal loans are a great way to implement income splitting between two spouses, where one spouse is in a higher tax bracket than the other spouse. Generally, spouses are not able to split income to reduce their tax bill unless specifically allowed under the Income Tax Act.
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