Credit Unions

Credit unions play a key role in Canada’s financial system. We’re here to help you navigate this dynamic industry, empowering you to stay competitive and profitable.  

Canada has a vibrant and thriving network of credit unions — one that is making steady gains by creating collaborative partnerships, staying true to the cooperative principles, and living their vision of being an integral part of their communities. To stay competitive and profitable, you need respond to external forces, such as changing demographics, consolidation, and dynamic member needs and internal forces, like staffing, operational effectiveness, and changing technology, while balancing the credit union system forces in play.

MNP is a leading national accounting, tax and business consulting firm for Canada’s credit unions. We have invested more time and resources into understanding credit unions and their dynamic landscape than any other firm. Proudly serving more than 135 credit unions across Canada, MNP has developed a diverse suite of services designed to strengthen credit union leadership, knowledge and financial position. 






Office lobby with people walking

Credit Union Support and Involvement

We are proud supporters of various initiatives and organizations promoting Canada’s credit unions.

Insights

  • Confidence

    November 30, 2020

    It's time to embrace sustainable finance

    How credit unions can use their cooperative values as a springboard to greater relevance in a rapidly changing banking industry.

  • close up of a persons hand holding a compass
    Confidence

    September 28, 2020

    Business Resilience Planning: Preparing your Credit Union for Long Term Success

    Watch our latest video to learn about the road ahead for credit unions.

  • City landscape
    Performance

    June 16, 2020

    COVID-19: Impact on Expected Credit Losses

    Financial institution have flexibility when reporting expected credit losses under international financial reporting standards.

Contact our Credit Unions Team

Annette Bester

Annette Bester CPA, CA

National Credit Union Leader

Annette Bester, CPA, CA, is MNP’s National Credit Union Leader and an Audit Risk Partner in MNP’s Saskatoon office. A trusted business advisor, Annette draws on two decades of experience working with credit unions and business clients, supporting them and helping them strengthen their leadership.

Annette helps provide the vision and strategy steering MNP’s Credit Union Services group — one of Canada’s largest — to provide accounting, tax and advisory services to more than 135 Canadian credit unions.

Annette provides expert advice on technical accounting and business issues, helping ensure clients’ financials remain strong and compliant with reporting requirements.

She has provided audit, review and business consulting services to ownermanaged businesses in diverse industries. Annette’s experience has led to her exceptional understanding of credit unions and the members they serve. To further support the credit union sector, she facilitated a strategic partnership between MNP and Conexus Credit Union developing webinars on strengthening business acumen.

Annette obtained her Bachelor of Commerce degree (Honours) from the University of Saskatchewan in 1999. She is a Chartered Professional Accountant (CPA), qualifying as a Chartered Accountant (CA) in 2002. As a Saskatchewan Capital Network board member, Annette is working to enhance Saskatchewan’s start-up ecosystem by connecting investmentready companies to investors.

Steven Luckie

Steven Luckie

Partner - Financial Services Institutions Leader

Alan Cosgrave

Alan Cosgrave CPA, FCPA (IRL), CFSA, CICA, CRICP, CPSCP

Partner, Enterprise Risk Services

Sean Devin

Sean Devin

Partner, Technology Solutions